{"id":1711,"date":"2023-08-03T13:34:49","date_gmt":"2023-08-03T12:34:49","guid":{"rendered":"https:\/\/dflorg.in\/?page_id=1711"},"modified":"2023-08-04T08:04:43","modified_gmt":"2023-08-04T07:04:43","slug":"faqs","status":"publish","type":"page","link":"https:\/\/dflorg.in\/index.php\/faqs\/","title":{"rendered":"FAQ’S"},"content":{"rendered":"\t\t
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What Is File Charge ?<\/h2>\n<\/div>\n<\/div>\n
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The insurance policy is done on behalf of the company, for which the company deposits money. And this money is deposited so that the customer does not cancel his file because the company does not take any insurance amount on the file. The company returns this money along with the loan, the amount refunded is 3000\/-<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n

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What are the tenure options for a Loan?<\/h2>\n<\/div>\n<\/div>\n
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You have the option to choose what works best for you while repaying the loan. You can go for the fixed amount of loan and interest or can pay higher\/lower EMIs in the initial months, lower\/higher EMIs at the later months depending on your income. Do check our EMI options page for more details.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n

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When and where is the money for file charges deposited?<\/h2>\n<\/div>\n<\/div>\n
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File charge is levied after the approval, till the company does not issue the approval letter, no file charge is deposited and this file charge is the account information in the approval letter issued by the company and through the website. It also happens that in these two types only the file charge is deposited and the company does not use any method, if someone deposits the payment directly, by giving an account from his side, then do not pay in it.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n

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How do loan interest rates work?<\/h2>\n<\/div>\n<\/div>\n
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The interest rate is 6% flat per annum for personal loan , Lap Loan , Business Loan , MSME Loan, Etc. and 2% flat per annum for Joint Liability Group . By applying on this, the customer can repay his loan ahead of time.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n

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Do I need to provide any security or collateral or guarantors?<\/h2>\n<\/div>\n<\/div>\n
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No, there is no need to provide liye, collateral or guarantor of the loan.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n

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What action will the company take in case of an accident with the customer?<\/h2>\n<\/div>\n<\/div>\n
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If there is an accident with the customer, in that situation the company uses its insurance policy, which is given to the customer as a company, with the loan, the company does not take any legal action against the customer or his family members.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n

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What is the minimum and maximum loan amount?<\/h2>\n<\/div>\n<\/div>\n
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We provide Personal Loans from a minimum of Fifty Thousand to a maximum of One Crore depending on your eligibility.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n

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What is the role of our agent if the customer does not fill his EMI?<\/h2>\n<\/div>\n<\/div>\n
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If the customer does not fill his EMI, in that situation our agent does not have any role, for that the third party of the company is responsible for the recovery, the third party of the recovery takes charge of the recovery and not our agent<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

What Is File Charge ? The insurance policy is done on behalf of the company, for which the company deposits money. And this money is deposited so that the customer does not cancel his file because the company does not take any insurance amount on the file. The company returns this money along with the loan, the amount refunded is …<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-1711","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/dflorg.in\/index.php\/wp-json\/wp\/v2\/pages\/1711","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dflorg.in\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dflorg.in\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dflorg.in\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dflorg.in\/index.php\/wp-json\/wp\/v2\/comments?post=1711"}],"version-history":[{"count":13,"href":"https:\/\/dflorg.in\/index.php\/wp-json\/wp\/v2\/pages\/1711\/revisions"}],"predecessor-version":[{"id":1869,"href":"https:\/\/dflorg.in\/index.php\/wp-json\/wp\/v2\/pages\/1711\/revisions\/1869"}],"wp:attachment":[{"href":"https:\/\/dflorg.in\/index.php\/wp-json\/wp\/v2\/media?parent=1711"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}